Distance Learning – Post Graduate Online Education Degrees | Education

According to the Survey of Earned Doctorates, as of 2004 there was a 3.4 percent increase in doctorate degrees awarded in the United States. In June, 2004, a total of 41,155 research doctorate degrees were earned by postgraduate students. The recent increase in doctorate degrees awarded after a decade of decline can be partially attributed to the convenience of distance learning postgraduate online education degrees.Postgraduate degree programs offer students an opportunity to explore a subject to attain the highest levels of proficiency in that area of study. Courses can be based upon a curriculum or independent study and research. A recent study released by both Penn State University Outreach Marketing and Communications and University Continuing Education Association revealed that distance learning is anticipated to grow ten times quicker than on-campus education over the next ten years. Further, about 45 percent of college enrollment are adult students who frequently prefer distance learning opportunities to classes on campus. Sun Chairman Scott McNealy states, “Technology has to play a huge role in education. (It’s) changed commerce…publishing…banking. It’s got to change education big time.”Distance learning postgraduate online education degrees afford busy students the opportunity to earn doctorate degrees at their convenience, without having travel to and attend traditional classes. By the time students intend to pursue distance learning postgraduate online education degrees, they are usually computer literate, self-motivated and able to manage their time properly. These are all essential elements to success in virtual classrooms. The two basic types of postgraduate degrees students may earn are professional doctorates or research doctorates.Professional doctorates. The United States requires terminal professional doctorate degrees to perform in certain fields, such as dentistry, medicine, law, chiropractics, occupational therapy and psychology. Prior to entering these professional doctorate programs, students are required to complete a bachelors degree, preferably in a related field. Professional doctorate degrees, such as J.D. and M.D., usually do not require students to complete a thesis, although some do require an original research paper to be submitted. Doctorate degrees usually take three years to complete after postsecondary education, although distance learning postgraduate online education degrees may be earned more quickly. Because online education courses are often geared for the busy adult learner, students can progress at their own pace.Research doctorates. The research doctorate that is most commonly earned is a Ph.D. The time is takes to complete research doctorate degree programs can vary quite a bit, depending on course pursued. It is common for students to take two to three years to complete coursework and three or more years to conduct pertinent research. The benefit of a Ph.D. is that a holder is qualified to pursue an academic career as an expert in their field. Distance learning research doctorate degrees are conveniently pursued online and can be easily worked around professional schedules.Honorary doctorates. These degrees may be awarded for substantial contributions to a field and are not necessarily academic.Financial Aid. Federal financial aid and loan programs may be applied to distance learning postgraduate online education degrees. Employers may offer tuition reimbursement for coursework. Private loans may also be secured to pay for higher education. Students have several options available that can help them finance their doctorates.Thesis. Some postgraduate doctorate degrees require students to write a thesis. The learner defines their own area of research and takes years to write a detailed paper, which may be made available as pertinent information to other students in the field.Coursework. Distance learning postgraduate online education degree programs offer students ongoing guidance through coursework, email, virtual lectures and online discussions. Students are, however, expected to work independently and use a variety of research resources to complete their course requirements.Online Students. A recent national study entitled Degrees of Opportunity revealed some interesting facts about online students. Eighty-nine percent of those surveyed felt that the benefits derived from higher education are equal to or even greater than the money, time and effort involved. Lyungai Mbilinyi, Ph.D and author of this report, stated, “Eighty-one percent associated higher education with a sense of personal accomplishment and seventy-eight percent believed education would better develop their talents or pursue their interests. Despite the assortment of obstacles many adults face when considering a return to school, the overwhelming majority believe the resulting benefits have made it worthwhile.” Finally, eighty-four percent of enrollments in higher education programs are non-traditional students such as distance learners and adults with jobs. Students who participate in distance learning postgraduate online degree programs are not only seeking better positions, but the increased knowledge and self-esteem that comes with an advanced education.The study “Growing by Degrees: Online Education in the United States, 2005″ found that full distance learning postgraduate online education degree programs were offered by 38 percent of schools. The popularity of postgraduate online degree programs makes it clear they are a viable way to earn higher education and improve career options.

Advantage of Business Phone Service Provider | business services

Currently, small businesses need to eliminate the extra work to avoid any delay in finishing some tasks. And by this kind of method, distractions and complications to unrelated tasks are eliminated but precious time is lost and the rate of productivity is also certain to drop. So this is what the importance of our modern technology is. With all the features offered today by business telephone providers, the effectiveness of every company can be obtained easily. And with the additional help of basic functions such as voicemail, fax mail and call forwarding, tasks that must be sent or reviewed by other colleagues and partners can be done on a lower amount of time, therefore producing more efficiency and time for the other tasks to be done. While it may seem obvious as to what a good phone system provides, having this service would be very crucial and convenient for business.Every business phone service provider features the same functions as the others. This includes, call waiting, a caller ID and call forwarding options. All of these are mainly part of its standard package offered by suppliers. Other service providers include extended features to their package such as mailing and voice conference calls. The transition back to your phone provider would be best done if some machines are not included or available in the service’s package.Communicating with business partners and customers more efficiently that does not affect the properties of the communication is very valuable. AT&T is a leading provider of telecommunications services. Even if you are considering of introducing a new solution of phone services to your company office and replace the old phone system, or simply just make changes by getting VoIP technology, advancing with AT&T services will still be the best choice to make. The benefits and advantages are certain to be attained knowing that an established phone service provider namely AT&T is supporting you.The choice of what phone service provider to choose, depending on the services they offer is now rapidly growing as competition in the telephone business service providers are also increasing. Most service providers are using the same kind of technology and therefore the quality of calls are, in principle, in the features same as the others. Factors regarding customer care service and the price of the product should always be taken into account. Some companies that offer telephone services solutions in bundles at a low price can be expected from such deals, but quality features are sometimes not in the level of the same performance compared to other established service providers. Do consider always calling the toll free customer service about offered features by the provider of your chosen business phone service provider.

Tips For Choosing a Financial Advisor | Financial

A good financial advisor puts the client’s interest first – understand their need, have an intelligent understanding of their situation, and works hard to achieve what they hope to gain financially in a given time period. He or she must be honest, trustworthy and demonstrates a sense of ownership to the client’s business and their finances, as if losses that may be incurred would be a personal loss to them as well. With these values intact in your financial planner, you can rest assured that your net worth is well taken cared of.There are four major areas by which to gauge how qualified and competent financial advisors are:1. Credentials – The eligibility of a financial planning professional in the United States is reviewed and affirmed by the Certified Financial Planner (CFP) Board of Standards Inc. The certification the board issues is the recognized standard of excellence for financial planners. This certification ensures that the financial planner met the CFP Board’s requirements in terms if education and experience, and that they adhere and abide by the CFP Code of Ethics. Do your background checking and online searches, beginning with the Financial Planning Association (FPA) database at fpanet.org.2. Experience – Look for a financial planner with at least four years experience in the field of professional financial advisory. This length of service and exposure in the financial industry should be enough for your financial planning professional to know how the industry works, established his or her network of contacts and became well-versed in putting the client interest first. Casually check the financial planner’s expertise and knowledge in areas where he or she services financial planning: portfolio structuring (individual clients), taxation (small to medium businesses), benefits package (large businesses and corporations) and other related financial issues as it relates to your situation. If possible, get a financial advisor who has successfully worked on a client with a profile or need that is similar to yours.3. Compensation – Some investments and finance experts view the source or bulk of the financial advisor’s income as the determinant on where his or her loyalty and focus lies. As such, it is wise to hire fee-only financial advisors, who do not receive commissions from investments and financial products their clients purchase. While it is not entirely prohibited to sell or have interest in the purchase of some properties or assets, an individual who services financial planning needs of another person and have direct access on how to fulfill those needs need (read: doubles as a sales agent) may have a questionable credibility when it comes to providing you with realistic investment options.4. Character – Many financial handbooks forget to include character as an important factor in determining the competence and success of a financial advisor, yet this could prove to be the most important gauge of all. Observe the individual’s corporate and personal values. Does he or she listen to you when you lay down your financial concerns, including the drama that goes with it, if any? Does he or she seem impatient, cuts you off and appears as a smart-Aleck? Ditch the guy or gal right away to prevent you from future problems. On the other hand, if the financial planner is accommodating, listens well, empathize and sympathize, you may have a gem of a financial planning professional.